People often believe that checking your credit score could negatively affect your credit score or hurt your chance of getting a loan. This statement is 100% incorrect as long as you get a valid free credit score through a site like efreescore. Aquiring a copy of your own free credit report will neither help nor hurt your credit. This "self-disclosure" is viewed as a non-event since you’re checking for your own personal knowledge and not to lend money to someone else or to request a loan. This makes it a non-official check. Building on that, you could query your report every couple weeks and it would not affect your credit score at all. The frequency with which you check your score is irrelevant. Along with self-inquiries there are others that also will not affect your score. An example of one of these is an account inquiry by current creditors. Many creditors will pull your file a few times in a year to insure that you're maintaining a similar credit risk or raising your credit score. A different search that won’t alter your credit score is a promotional style inquiry. These are queries requested by companies that have purchased your personal information without your knowledge and want to pull your credit report to consider soliciting you for some kind of credit offer or other advertisement. Since a "self inquiry" doesn’t count against you, it’s a very good idea to perform one every month or every couple months. Querying your score every month or so will let you see how your report is changing and change your lifestyle based on the result. It will also let you check for any inconsistencies in the report such as displaying who recently queried your credit report and if there are any collections currently exist. Seeing collections early lets you react appropriately and handle them before they cripple your score. Since there is no downside to querying your score every so often, it’s definitely something that you should consider doing. Most companies offer very affordable monthly plan allowing you to monitor your credit score and aid you with correcting problems and continuing to build a healthy credit score.